DIS shares a USA Today news story from September on a report that indicates health insurance deductibles taking a huge jump as we head into 2015.
Premiums for employer-paid insurance are up 3% this year, but deductibles are up nearly 50% since 2009, the report by the Kaiser Family Foundation shows.
The average deductible this year is $1,217, up from $826 five years ago. Nearly 20% of workers overall have to pay at least $2,000 before their insurance kicks in, while workers at firms with 199 or fewer employees are feeling the pain of out-of-pocket costs even more: A third of these employees at small companies pay at least $2,000 deductibles.
The news about deductibles could temper some of the excitement uninsured workers may have as the January 1 deadline approaches for businesses with 100 or more workers to offer coverage. Although the new Affordable Care Act-compliant plans will have to cover preventive care, such as physicals and mammograms, the plans may not be all that appealing because of their high cost-sharing and deductibles for other medical services. That’s especially true for low-wage workers.
This continuing movement by employers and health insurance companies toward people taking more responsibility for their health care costs does provide an opportunity for people to save by choosing Diagnostic Imaging Services for their imaging exams. In being independently-owned, DIS prices, costs and charges are significantly less than area hospital imaging centers and their affiliates.
Lower cost without sacrificing quality. So, why pay more for the same exam?
Say YES and spend LESS at DIS.